Why does industry matter to funders?
Industry shapes how cash moves through a business, which assets can support financing and which risks underwriters watch. A manufacturer's cash sits in materials and machinery, a distributor's in inventory and receivables, and a professional firm's in unbilled work. The right structure follows those patterns rather than a one-size-fits-all product.
Underwriting standards also vary by industry. Funders may look at inventory turnover for distributors and retailers, recurring contract revenue for service and IT companies, and backlog and equipment values for manufacturers. Each industry page covers those specifics.
What if your industry is not listed?
1Prime Capital is a broad, all-industry funding brand, and these pages cover common profiles, not a complete list. If your company is established, has strong credit and keeps documented financials, the same products and principles typically apply. Some funders restrict certain industries, so we confirm fit during review.
Start with our funding solutions to find the product that matches your need, or apply and describe your business in a sentence or two.
Frequently asked questions
Does 1Prime Capital work with every industry?
We work with a wide range of established businesses. Some funding partners restrict specific industries, so availability depends on your business type and profile. Describe your company in the application, and we will confirm which options fit.
Do underwriting standards differ by industry?
Yes. The core review of financials, credit and cash flow is similar, but underwriters focus on industry-specific factors such as inventory turnover, contract revenue, customer concentration or equipment values. Industry pages explain what typically matters for each.
What industry details should I include in my application?
Include what you sell, who your customers are, how they pay, your seasonal pattern and any major contracts or supplier relationships. Those details help us match your request to partners who understand your industry.
Established business in any industry?
Tell us how your company makes and collects money, and we will compare options that fit.
Updated September 14, 2026 · 1Prime Capital Funding Team