Who does 1Prime Capital work with?
We work with established companies across industries: manufacturers, wholesale distributors, professional and B2B service firms, IT providers, retailers and online brands. What they share is a documented operating history, strong credit and financials that support structured, monthly-payment financing. Requirements vary by product and funder, and we confirm fit during review.
Many owners come to us after their bank reduced a line, froze draws, declined to renew or merged and changed its credit policy. Others simply want to compare options before a planned expansion or equipment purchase. See the industries we serve.
How does 1Prime Capital help?
1Prime Capital does not lend its own money. We review your goals and documents, match your request to funding partners whose programs fit your profile, and help you compare offers on structure and total cost, not just payment size. Each partner makes its own credit decision under its own standards.
- We help you choose the right product for each need.
- We help you present a complete, clear file.
- We walk through offers so you understand terms before signing.
Read how it works for the step-by-step process.
What do we believe about business financing?
The right capital is the structure that fits how your business actually makes and collects money. That means matching one-time investments to term loans, recurring swings to credit lines and equipment to financing tied to its useful life. It also means saying when a product is the wrong choice, even if it is faster.
We avoid promises about approval, speed or terms, because those depend on your documents and each funder's review. Some approvals come within a day or two, depending on documents; larger full-doc requests take longer.
How should you contact 1Prime Capital?
The best way to reach 1Prime Capital is to start an application. It takes the basics of your business and your funding need, and it gives us what we need to respond with useful options rather than general answers. There is no obligation to accept any offer.
Start your application whenever you are ready, or explore our funding solutions and resources first.
Frequently asked questions
Is 1Prime Capital a bank?
No. 1Prime Capital is not a bank and does not lend its own money. We help businesses get funded through our funding partners and help owners compare the offers they receive.
Do I have to accept an offer after applying?
No. Applying lets us review options for your business. You decide whether any offer fits, and we encourage you to review terms with your attorney or CPA before signing.
What kinds of businesses are the best fit?
Established companies with strong credit, documented financials and a clear use of funds are the best fit for the monthly-payment products we focus on. Requirements vary by product and funder; many look at time in business, monthly revenue and credit.
Does 1Prime Capital give legal or tax advice?
No. We explain how financing products generally work and help you compare options. For legal questions about agreements or tax questions about structures, consult your attorney or CPA.
Let's build what's next
Tell us about your business and what you want to fund, and we will compare options from our funding partners.
Updated September 14, 2026 · 1Prime Capital Funding Team